Terms

Terms of use

This website is operated by Susman Insurance Agency, a California-licensed insurance agency (License 0B75129). It provides general inquestionnaireation about life insurance and a tool that returns carrier quotes based on the answers you give.

Quotes are estimates. Rates shown are provided by carriers for the rate class you selected and are for inquestionnaireation only. They are not an offer of insurance, a guarantee of a premium, or a promise of approval. The final premium, rate class and eligibility are determined by the carrier through underwriting; the issued policy and its endorsements control.

No insurance contract begins here. Requesting a quote, submitting an application, or sending a message via this site does not create a policy or affect any existing coverage.

Availability. Products, insurance companies and rates vary by state and applicant and may change without notice. Quotes are shown for California residents.

Inquestionnaireation. Guides on this site are general and are not legal, tax or financial advice. Confirm anything that matters to you with a licensed professional.

Third-party platquestionnaire. The application page loads a secure application service operated by a third party under its own terms.